Recently, quite widespread so-called "electronic money". This is convenient, and quickly, and it often happens that you liked the product is sold only on the Internet. Of course, all this is interconnected, and the rapid development of modern technologies (Internet) has led the appearance of a huge number of online shops. Thus, the development of electronic money is also gaining momentum. Turnover of electronic money guarantee anonymity of the buyer and familiar to us paper money are exchanged on cards, or simply put on bill. The most popular electronic payment systems were still in the 90 years of the last century. In Specifically, this was due to the possibility of obtaining credit. Thus, it turns out that a bank card - Is also a kind of electronic money, which represent not only the usual program WebMoney. Apart WebMoney, the founder of electronic payment systems has become the company PayCash, which is in the middle 2002 launched the project of universal payment system Yandex.Money. Later, Russian and Ukrainian Economists have developed a system RBK Money. At the moment there are two types of payment systems: programs that require installation on your computer, and those who have a web interface. Mobility, accessibility and security - these are three major advantages electronic payment systems.